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Mortgage Calculator

Estimate your monthly principal-and-interest payment. No data is saved.
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Optional. Used when comparing against your cashflow.

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Inputs

Select a state and apply a low/typical/high effective rate. Low/high are a simple ±20% range around the statewide average.

Estimated: $4,800.00/yr ($400.00/mo)

Select a state and apply a low/typical/high annual premium. Low/high are a simple 0.7×–1.4× range around the statewide average.

Results

$2,522.62 /mo

All-in estimate (P&I + taxes + insurance + HOA, etc.). Excludes utilities and maintenance.

Loan amount
$320,000
Down payment
$80,000 (20%)
Mortgage type
Conventional (fixed)
Principal & interest
$2,022.62
Property taxes
$400.00
Insurance
$100.00
HOA
$0.00
PMI
$0.00
Other
$0.00
Total housing payment
$2,522.62
Interest rate
6.5%
Term
30 years
Total interest
$408,142
Total paid
$728,142